Tuesday, February 12, 2013

Personal Capital (Financial and Investment) App for mobile devices

This is a Sponsored post written by me on behalf of Personal Capital for SocialSpark. All opinions are 100% mine.

It’s very important to keep all the financials details in single point, isn’t it? Who are all agree the above point? Hope everyone will agree. Let’s assume we are keeping the financial details in scatted manner. Either it’s difficult to track all details or it will consume some amount of time to consolidate all the details.

In this technology world, we are all using hi-fi mobiles such as iPhone, iPad or any other Android device. Also we are using some more informatics apps.  In addition to that app, just give a try to personal capital banking and investing app.

Do you have this question in mind?

  1. Why I need to go for Personal Capital Banking and Investing app?
  2. What is the advantage of this app?

Answer is simple, read below points

  • It allows you to access all your financial accounts in one aggregated view.
  • User's asset growth is presented in a beautiful, concise, and clear format.
  • Accounts from disparate investment formats (such as mutual funds, stocks, money market accounts, checking/savings) are integrated with ease.
  • Private investment advisors are available to provide additional account management services for a low 1% fee, but the app itself is 100% free.

Advantage of Personal Banking app compared to other app in market

  1. Consolidate all your financial accounts in one single view, Look and feel of aggregated view is good compared to other app
  2. By identifying mutual fund fees, it allows you to see where you could save money
  3. By using this app you can track down your income, savings and investment performance.
  4. In addition to that, it allows you to calculate mutual fund fee, 401k free organizer and universal check up.

                                PC_Logo_zps4cb7c0ab photo PC_Logo_zps4cb7c0ab.jpg

This app is available for iPad, iPhone and for Android devices. You can download this app for your device by clicking the respective links.

Visit Sponsor's Site

Monday, February 11, 2013


Ethics are indeed the basis of morality, as it defines what is right and what is wrong. The very famous, “the end does not justify the means”, tagline is a good reminder that what is right in the wrong time is a wrong thing. If this phrase is to be connected to loan then conscience, credibility, and good intention are few of the many virtues and characteristics needed to be applied upon by borrowers.

Though financial institution has the mean to provide money for investment of this kind of service, borrowers should take in to consideration that money coming from the lender’s pocket or savings are also at stake to be in need and be bankrupt depending on those people they are serving upon. Both sides and parties are needed to display beneficence and non-maleficence theory of service. People who have their own reason of borrowing money to lenders need to be responsible regarding their borrowed principal amounts in their personal loans. In reasons why there are borrowers which has failed paying their loans, many fictitious claims are to be heard, some blames the policies intended for payment schemes regarding their liabilities though in the very first place, precise instruction and policy has been discussed before any transaction has been conducted.

Some points are expected to borrowers:

·         Mean what have been said and promised

-          Being honest in situations of not having a money is not a problem for it provides better opportunity for settling loans by having a notified problem ahead of time

·         Be responsible in handling money

-          Having loans is good for necessities and personal services but if the reason of taking loan is just to splurge the money and no to think on its corresponding liabilities having a bad reputation will be a big consequence into this.

These are just few simple guidelines for borrower to follow as lender’s also draws expectation to their trusted clients.